Payday Loans
(Salary-Based Micro Loans)

Short-term, unsecured loans designed to assist salaried employees with urgent financial needs between paydays.


Small Business Finance
(Micro-Enterprise Loans)

Working capital and growth finance for small and micro enterprises.

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Financial Education
and
Client Support

Budgeting guidance, debt management and responsible borrowing training.

Mission

To provide simple, transparent and accessible payday and small business finance solutions that support financial inclusion, promote responsible borrowing and contribute to sustainable socio-economic development.

Vision

To become a trusted and responsible microfinance partner of choice for individuals and small businesses across South Africa.

"Microcredit is the first step; empowerment is the destination.."

Muhammad Yunus


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Risk Management //
Governance

Key risk areas include credit, liquidity, operational, and regulatory risks. Mitigation includes strong credit policies, monitoring tools, and compliance processes.

We are a specialist microfinance institution focused on payday loans and small business finance for individuals and entrepreneurs who are typically underserved by traditional banks.

Our Values:

       Integrity
       Customer-Centricity
       Responsibility
       Professionalism
       Innovation
       Inclusivity